:root{
  --navy:#0b2746;--blue:#135ea8;--blue-2:#0b78c8;--cyan:#18a7c9;--mint:#18a889;
  --ink:#16283a;--muted:#5b6c7e;--line:#dce5ed;--soft:#f3f7fa;--soft-blue:#edf6fc;
  --white:#fff;--shadow:0 20px 60px rgba(10,39,70,.12);--shadow-sm:0 8px 28px rgba(10,39,70,.09);
  --radius:22px;--radius-sm:14px;--max:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,"Helvetica Neue",sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;display:block}.container{width:min(calc(100% - 40px),var(--max));margin-inline:auto}.skip-link{position:absolute;left:-9999px;top:10px;z-index:9999;background:#fff;color:#000;padding:12px 16px;border-radius:8px}.skip-link:focus{left:10px}.topbar{background:var(--navy);color:#dceafa;font-size:.9rem}.topbar .container{min-height:38px;display:flex;justify-content:space-between;align-items:center;gap:20px}.topbar a{color:#fff}.topbar-links{display:flex;gap:18px;align-items:center}.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-bottom:1px solid rgba(220,229,237,.9)}.header-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo img{width:230px;height:auto}.main-nav{display:flex;align-items:center;gap:7px}.main-nav>a,.nav-group>button{font:inherit;font-weight:700;font-size:.93rem;color:var(--ink);padding:11px 10px;border:0;background:transparent;border-radius:10px;cursor:pointer}.main-nav>a:hover,.main-nav>a[aria-current="page"],.nav-group>button:hover{color:var(--blue);background:var(--soft-blue);text-decoration:none}.nav-group{position:relative}.nav-group>button:after{content:"⌄";margin-left:5px;font-size:.85em}.nav-panel{display:none;position:absolute;top:48px;left:-170px;width:620px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:var(--shadow);grid-template-columns:1fr 1fr;gap:8px}.nav-group:hover .nav-panel,.nav-group:focus-within .nav-panel{display:grid}.nav-panel a{padding:12px;border-radius:12px;color:var(--ink);display:block}.nav-panel a:hover{background:var(--soft);text-decoration:none}.nav-panel strong{display:block;color:var(--navy)}.nav-panel span{font-size:.83rem;color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 20px;border-radius:12px;font-weight:700;border:1px solid transparent;transition:.2s ease;cursor:pointer}.btn:hover{text-decoration:none;transform:translateY(-1px)}.btn-primary{background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;box-shadow:0 10px 26px rgba(19,94,168,.23)}.btn-secondary{border-color:#a9c2d8;color:var(--navy);background:#fff}.btn-small{padding:10px 14px;font-size:.9rem}.menu-toggle{display:none;border:0;background:var(--soft);border-radius:10px;padding:10px;font-size:1.25rem}.hero{position:relative;overflow:hidden;background:linear-gradient(150deg,#f7fbfe 0%,#edf6fc 55%,#f8fcfb 100%);padding:88px 0 72px}.hero:before{content:"";position:absolute;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(24,167,201,.18),rgba(24,167,201,0) 67%);right:-140px;top:-220px}.hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .92fr;gap:62px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.12em;font-size:1.5rem;font-weight:800;color:var(--blue);margin-bottom:18px}.eyebrow:before{content:"";width:28px;height:2px;background:var(--cyan)}h1,h2,h3{color:var(--navy);line-height:1.16;margin-top:0}h1{font-size:clamp(2.55rem,5vw,4.75rem);letter-spacing:-.045em;margin-bottom:24px}h2{font-size:clamp(2rem,3.4vw,3.15rem);letter-spacing:-.035em;margin-bottom:18px}h3{font-size:1.25rem;margin-bottom:10px}.lead{font-size:1.23rem;color:#40566a;max-width:760px;margin:0 0 30px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.hero-note{display:flex;flex-wrap:wrap;gap:18px;margin-top:30px;color:#43596e;font-size:.94rem}.hero-note span:before{content:"✓";color:var(--mint);font-weight:900;margin-right:7px}.hero-visual{position:relative}.hero-card{background:rgba(255,255,255,.9);border:1px solid #dce8f1;border-radius:28px;padding:20px;box-shadow:var(--shadow);transform:rotate(1deg)}.hero-card img{width:100%}.float-card{position:absolute;background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 15px;box-shadow:var(--shadow-sm);font-weight:700;color:var(--navy);font-size:.9rem}.float-card.one{left:-26px;top:34px}.float-card.two{right:-16px;bottom:38px}.trust-strip{border-bottom:1px solid var(--line);background:#fff}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-item{padding:22px 18px;border-right:1px solid var(--line)}.trust-item:last-child{border:0}.trust-item strong{display:block;color:var(--navy);font-size:1.06rem}.trust-item span{color:var(--muted);font-size:.9rem}.section{padding:84px 0}.section-sm{padding:58px 0}.section-soft{background:var(--soft)}.section-dark{background:linear-gradient(145deg,#0b2746,#103b64);color:#fff}.section-dark h2,.section-dark h3{color:#fff}.section-dark .lead,.section-dark p{color:#dceafa}.section-head{max-width:820px;margin-bottom:42px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 1px 0 rgba(10,39,70,.02);transition:.2s ease}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm)}.card p{color:var(--muted);margin-bottom:0}.card-link{display:block;color:inherit}.card-link:hover{text-decoration:none}.icon{width:48px;height:48px;border-radius:14px;background:linear-gradient(135deg,var(--soft-blue),#e9fbf7);display:grid;place-items:center;color:var(--blue);font-size:1.45rem;font-weight:900;margin-bottom:22px}.pill{display:inline-block;background:var(--soft-blue);color:var(--blue);font-size:.78rem;font-weight:800;padding:6px 10px;border-radius:999px;margin-bottom:14px}.check-list{list-style:none;padding:0;margin:22px 0}.check-list li{position:relative;padding-left:30px;margin:11px 0}.check-list li:before{content:"✓";position:absolute;left:0;top:0;color:var(--mint);font-weight:900}.process{counter-reset:step}.process .card{position:relative;padding-top:70px}.process .card:before{counter-increment:step;content:counter(step,decimal-leading-zero);position:absolute;top:22px;left:26px;font-size:1.5rem;color:var(--cyan);font-weight:900}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.quote-panel{background:#fff;border-radius:var(--radius);padding:34px;box-shadow:var(--shadow);border-left:5px solid var(--cyan)}.quote-panel p{font-size:1.16rem;color:#354c61}.metric{font-size:2.2rem;font-weight:900;color:var(--blue);line-height:1}.cta{background:linear-gradient(135deg,#eaf5fc,#eafaf6);border:1px solid #cce3ee;border-radius:30px;padding:48px;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{font-size:clamp(1.8rem,3vw,2.7rem);margin-bottom:10px}.page-hero{padding:68px 0;background:linear-gradient(150deg,#f7fbfe,#edf6fc);border-bottom:1px solid var(--line)}.page-hero .container{max-width:980px}.breadcrumbs{font-size:.88rem;color:var(--muted);margin-bottom:20px}.breadcrumbs a{color:var(--muted)}.page-hero h1{font-size:clamp(2.5rem,5vw,4.2rem)}.service-band{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:-34px;position:relative}.service-band .card{padding:22px}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:18px}.service-table{border-collapse:collapse;width:100%;background:#fff}.service-table th,.service-table td{text-align:left;padding:17px 19px;border-bottom:1px solid var(--line);vertical-align:top}.service-table th{background:var(--soft-blue);color:var(--navy)}.service-table tr:last-child td{border:0}.tag-list{display:flex;flex-wrap:wrap;gap:9px}.tag{padding:8px 12px;border:1px solid #bcd2e2;background:#fff;border-radius:999px;font-size:.88rem;color:#34506a}.notice{border:1px solid #b7d9e8;background:#f1f9fc;border-radius:16px;padding:20px}.notice strong{color:var(--navy)}details{border:1px solid var(--line);border-radius:14px;background:#fff;margin:12px 0}summary{cursor:pointer;padding:18px 20px;font-weight:800;color:var(--navy)}details>div{padding:0 20px 20px;color:var(--muted)}.article-card{display:flex;flex-direction:column}.article-card .meta{color:var(--muted);font-size:.84rem;margin-bottom:10px}.article-card .btn{margin-top:auto;align-self:flex-start}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:34px}.contact-card{background:var(--navy);color:#fff;border-radius:var(--radius);padding:34px}.contact-card h2,.contact-card h3{color:#fff}.contact-card a{color:#fff}.contact-list{list-style:none;padding:0}.contact-list li{margin:16px 0}.form-mock{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:#fff}.field{margin-bottom:18px}.field label{display:block;font-weight:700;margin-bottom:7px}.field input,.field textarea,.field select{width:100%;border:1px solid #b9c9d6;border-radius:10px;padding:13px 14px;font:inherit;background:#fff}.field textarea{min-height:140px}.form-note{font-size:.86rem;color:var(--muted)}.site-footer{background:#071d34;color:#c8d7e5;padding:58px 0 24px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:34px}.footer-title{color:#fff;font-weight:800;margin-bottom:14px}.footer-links{display:grid;gap:8px}.footer-links a{color:#c8d7e5}.footer-brand img{background:#fff;border-radius:10px;padding:8px;width:210px;margin-bottom:16px}.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:34px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;font-size:.87rem}.legal h2{font-size:1.65rem;margin-top:40px}.legal h3{margin-top:26px}.legal p,.legal li{color:#42566a}.badge-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}.badge{border:1px solid #bcd2e2;border-radius:10px;padding:10px 12px;background:#fff;font-weight:700;font-size:.88rem}.desktop-only{display:block}
@media(max-width:1050px){.main-nav{display:none;position:absolute;left:20px;right:20px;top:84px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:14px;align-items:stretch;flex-direction:column}.main-nav.open{display:flex}.main-nav>a,.nav-group>button{text-align:left;width:100%}.nav-panel{position:static;width:auto;box-shadow:none;border:0;padding:6px 0 0;grid-template-columns:1fr;background:var(--soft)}.nav-group:hover .nav-panel{display:none}.nav-group.open .nav-panel{display:grid}.menu-toggle{display:block}.header-cta{display:none}.hero-grid,.split,.contact-grid{grid-template-columns:1fr}.hero-visual{max-width:650px;margin:auto}.trust-grid{grid-template-columns:repeat(2,1fr)}.trust-item:nth-child(2){border-right:0}.grid-4{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.service-band{grid-template-columns:1fr;margin-top:24px}}
@media(max-width:720px){.container{width:min(calc(100% - 28px),var(--max))}.topbar .container{justify-content:center}.topbar-links span{display:none}.logo img{width:190px}.header-inner{min-height:72px}.main-nav{top:74px}.hero{padding:58px 0}.hero-grid{gap:38px}.float-card{display:none}.hero-actions .btn{width:100%}.trust-grid,.grid-2,.grid-3,.grid-4,.footer-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid var(--line)}.section{padding:60px 0}.section-sm{padding:44px 0}.cta{padding:32px 24px;display:block}.cta .hero-actions{margin-top:22px}.page-hero{padding:48px 0}.footer-bottom{display:block}.footer-bottom div+div{margin-top:8px}.desktop-only{display:none}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}